32 MCNAMARA STREET Thorold

32 MCNAMARA STREET, Thorold, Ontario

$688,800

  • 3 Beds
  • 4 Baths

Imagine owning this wonderful 1,800 sqft, 3 bed, 3.5 bath brick home with a garage for just $1,500 a month in mortgage payments! Yes, you read that right—this could be your reality. Here’s how: We’ll add a fully legal 1-bedroom basement apartment with its own private entrance, and you could easily earn $1,500 a month in rental income. Even better? Half of this rental income can be added to your income to help you qualify for financing!\r\n\r\nWith a purchase price of $688K, a 4% mortgage rate, and 25-year amortization, putting down $130,000 would normally give you a $3,000 monthly mortgage payment. But with the rental income, you're only looking at a net payment of $1,500 per month! And as interest rates continue to drop, going variable could save you even more. Want to flip the script? Live in the basement and rent out the upper level for $3,000 per month, and your mortgage payments could be covered entirely—living for free! Or... rent the entire house out and let it pay for itself giving you positive cashflow.\r\n\r\nLocated close to shopping, dining, highways, and Brock University, this is not just a home, it’s a fantastic investment opportunity. Don’t miss out! (id:56241)

  • Listing ID: X9414508
  • Property Type: Single Family

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Rooms

LevelTypeDimensions
Bedroom Second level 4.11 m x 3.35 m
Bedroom Second level 3.6 m x 3.35 m
Bedroom Second level 5.63 m x 4.67 m
Great room Basement 6.4 m x 5.79 m
Living room Main level 4.26 m x 3.35 m
Dining room Main level 3.96 m x 3.35 m
Kitchen Main level 4.26 m x 5.43 m

Details

  • Equipment: None
  • Features: Sump Pump
  • Ownership: Freehold
  • Parking Spaces: 4
  • Rental Equipment: None
  • Transaction: For sale
  • Zoning Description: R2

Building

  • Appliances: Water Heater, Dishwasher, Refrigerator, Stove
  • BasementType: N/A (Unfinished)
  • Basement Development: Unfinished
  • Basement Features: Walk out
  • Bedrooms Main Level: 3
  • Construction Style Attachment: Detached
  • Cooling: Central air conditioning
  • Exterior Finish: Brick
  • Fireplace Present: True
  • Fireplace Total: 1
  • Foundation: Poured Concrete
  • Bathrooms (Half): 1
  • Bathrooms (Total): 4
  • Heating: Forced air
  • Heating Fuel: Natural gas
  • Stories Total: 2
  • Type: House
  • Utility Water: Municipal water

Land

  • Sewer: Sanitary sewer
  • Size Frontage: 56 ft
  • Size Irregular: 56 x 82.85 FT
MLS®

Listing provided by RE/MAX GARDEN CITY REALTY INC, BROKERAGE
MLS®, REALTOR®, and the associated logos are trademarks of the Canadian Real Estate Association.

REALTOR®

This REALTOR.ca listing content is owned and licensed by REALTOR® members of the Canadian Real Estate Association. This property for sale is located at 32 MCNAMARA STREET in Thorold Ontario. It was last modified on September 12th, 2024. Contact us to schedule a viewing or to discover other Thorold homes for sale.

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